{"id":1161,"date":"2025-07-03T13:44:38","date_gmt":"2025-07-03T13:44:38","guid":{"rendered":"https:\/\/lacasaesperanz.wpenginepowered.com\/?page_id=1161"},"modified":"2025-11-08T20:28:37","modified_gmt":"2025-11-08T20:28:37","slug":"loan-program","status":"publish","type":"page","link":"https:\/\/www.lacasadeesperanza.org\/es\/programs-services\/center-for-financial-stability\/loan-program\/","title":{"rendered":"Loan Program"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1161\" class=\"elementor elementor-1161\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b6f5ee e-flex e-con-boxed e-con e-parent\" data-id=\"7b6f5ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28b70c6 elementor-widget elementor-widget-heading\" data-id=\"28b70c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LOAN PROGRAM<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1089a42 elementor-widget elementor-widget-text-editor\" data-id=\"1089a42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b><span data-olk-copy-source=\"MessageBody\">La Casa de Esperanza Affordable <span class=\"mark5t7hzp8ie\" data-markjs=\"true\" data-ogac=\"\" data-ogab=\"\" data-ogsc=\"\" data-ogsb=\"\">Loan<\/span> <span class=\"markj4k6nq7c3\" data-markjs=\"true\" data-ogac=\"\" data-ogab=\"\" data-ogsc=\"\" data-ogsb=\"\">Program<\/span> \u2013 Powered by Peoples State Bank<\/span><\/b><\/p><p>La Casa de Esperanza\u2019s Center for Financial Stability, in partnership with Peoples State Bank, offers a <b>fair, affordable alternative to payday <span class=\"mark5t7hzp8ie\" data-markjs=\"true\" data-ogac=\"\" data-ogab=\"\" data-ogsc=\"\" data-ogsb=\"\"><span class=\"markv1m3phdjf\" data-markjs=\"true\" data-ogac=\"\" data-ogab=\"\" data-ogsc=\"\" data-ogsb=\"\">loan<\/span><\/span><span class=\"markv1m3phdjf\" data-markjs=\"true\" data-ogac=\"\" data-ogab=\"\" data-ogsc=\"\" data-ogsb=\"\">s<\/span><\/b>. Designed for individuals with limited access to traditional banking\u2014including those flagged by ChexSystems\u2014our <span class=\"markj4k6nq7c3\" data-markjs=\"true\" data-ogac=\"\" data-ogab=\"\" data-ogsc=\"\" data-ogsb=\"\">program<\/span> helps clients meet emergency financial needs without high-interest rates or excessive fees.<\/p><p>Eligible clients can borrow <b>$1,000\u2013$3,000<\/b> with:<\/p><ul type=\"disc\"><li><b>36-month repayment term<\/b><\/li><li><b>Low 3.99% APR<\/b><\/li><li><b>Payments of $29.71 per $1,000 borrowed<\/b> (final payment $29.92)<\/li><li><b>First payment deferred for 60 days<\/b><\/li><\/ul><p>A portion of each payment goes into a <b>savings account with a premium interest rate<\/b>, helping borrowers build emergency savings. All participants also receive <b>financial counseling from HUD Certified Housing Counselors<\/b>, empowering them to regain financial stability and take control of their finances.<\/p><p>For more information contact: Crystal Monsivais <a title=\"mailto:cmonsivais@lacasadeesperanza.org\" href=\"mailto:cmonsivais@lacasadeesperanza.org\" data-linkindex=\"0\">cmonsivais@lacasadeesperanza.org<\/a> 262-899-6787<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17c40f6 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"17c40f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/es\/programs-services\/center-for-financial-stability\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Return to Center For Financial Stability<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee77abd elementor-widget elementor-widget-heading\" data-id=\"ee77abd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b5a70d2 e-flex e-con-boxed e-con e-parent\" data-id=\"b5a70d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ffd27a elementor-widget elementor-widget-image\" data-id=\"0ffd27a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.lacasadeesperanza.org\/wp-content\/uploads\/2025\/11\/La-Casa-De-Esperanza-Loan-Flyer-1.pdf\" title=\"\" alt=\"\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>LOAN PROGRAM La Casa de Esperanza Affordable Loan Program \u2013 Powered by Peoples State Bank La Casa de Esperanza\u2019s Center for Financial Stability, in partnership with Peoples State Bank, offers a fair, affordable alternative to payday loans. Designed for individuals with limited access to traditional banking\u2014including those flagged by ChexSystems\u2014our program helps clients meet emergency [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":156,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1161","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.lacasadeesperanza.org\/es\/wp-json\/wp\/v2\/pages\/1161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lacasadeesperanza.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.lacasadeesperanza.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.lacasadeesperanza.org\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lacasadeesperanza.org\/es\/wp-json\/wp\/v2\/comments?post=1161"}],"version-history":[{"count":0,"href":"https:\/\/www.lacasadeesperanza.org\/es\/wp-json\/wp\/v2\/pages\/1161\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.lacasadeesperanza.org\/es\/wp-json\/wp\/v2\/pages\/156"}],"wp:attachment":[{"href":"https:\/\/www.lacasadeesperanza.org\/es\/wp-json\/wp\/v2\/media?parent=1161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}